Ensure that an accident, injury, or health problem will not put an undo financial burden on your family. If you qualify, you can receive monthly payments or a lump sum payment that can be used to ease the stress of dealing with one of these unexpected events. Contact our agents today to see if your occupation and medical history qualify you for disability or critical illness coverage.
Thanks to advancements in modern medicine, chances of recovery from a critical illness like a heart attack, cancer, or stroke have greatly improved. Although most medical plans provide coverage for hospital and medical expenses arising from critical illnesses, there are still many expenses that are not covered, such as medical co-pays, transportation to treatment centers, childcare, and more-could your nest egg withstand the potential financial impact of a critical illness?
A lump-sum benefit payment to use as you see fit
Dependent coverage for your spouse/domestic partner and children
Convenient payment options
No obligation to submit expense receipts
Coverage that can go with you if you leave your employer
Critical Illness Insurance complements your medical and disability income coverage.
It can ease the potential financial impact of certain critical illnesses by helping you pay for some of the expenses associated with a covered condition.
If you're unable to work due to a sickness or injury, Disability Insurance can help you cover your essential living expenses. It can help you pay bills like your mortgage, tuition and car payments, and help cover expenses for food, clothing and utilities. By replacing a portion of your income, Disability Insurance can help protect your financial security until you get back on your feet and return to work.