Accidental Death & Dismemberment Insurance

Accidental Death & Dismemberment Insurance

When you purchase a term life insurance plan from us, you have the option to add
an extra benefit for your employees – basic accidental death & dismemberment
(AD&D) coverage (additional premium may apply). If your company needs more than
basic coverage, enhance your offering with a menu of optional benefits that may
be mixed and matched individually or packaged as suites.

Family Suite

  • Spouse education – benefit increased up to a maximum of $3,000 for spouse education and job training

  • Child education – benefit increased 5 percent to a maximum of $5,000 for dependent child education

  • Childcare – benefit increased 5 percent of principal sum to a maximum of $5,000 for eligible child care expenses

  • Continuation of coverage – spouse and/or dependent children coverage remains inforce for up to 12 months after death of an employee

Travel Suite

  • Seatbelt benefit – pays an additional 10 percent up to a maximum of $25,000

  • Airbag benefit – pays an additional 10 percent up to a maximum of $25,000

  • Common carrier – doubles the benefit up to a maximum of $1,000,000 if death or injury occurs in public transportation

  • Repatriation – pays up to $5,000 for transportation of remains

Catastrophe Suite

  • Paralysis – pays an additional benefit if injury results in paraplegia, hemiplegia, quadriplegia, triplegia or uniplegia

  • Home alteration and vehicle modification – pays an additional 10 percent to a maximum of $10,000 for modifications to residence or vehicle

  • Coma – pays an additional 5 percent per month for 20 months

  • Hospital confinement income – pays an additional benefit while hospitalized

  • Felonious assault – pays an additional 20 percent to a maximum of $25,000 if injury results from assault

The Doney Insurance Group

PO Box 90130,

Anchorage, AK 99509

Phone. (907) 602-9608

Fax. (907) 782-4460

Email. faunus@doneyinsurancegroup.com